FD की दरें घटेंगी? क्या अब निवेश का रुख बदलने का वक्त आ गया है?

Published on: 4th March 2025

क्या FD की दरें घटेंगी?

[{"selector":"#anim-3481bba4-616d-49be-834d-b1be341fe13d","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-37f4a5e5-9b37-4041-b578-2eaf5275d6a0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] ➡ RBI ने रेपो रेट 6.5% से घटाकर 6.25% किया ➡ बैंकों की FD दरों में कमी की संभावना ➡ अब निवेश का रुख बदलने का सही वक्त?

FD में निवेश: क्या ध्यान दें?

[{"selector":"#anim-4ba0c6ba-6ae9-45d7-92cd-ec9e5760ae56","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-ea752ded-b9c7-44c4-8fd3-b8033c8fef33","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] ✅ गारंटीड रिटर्न और पूंजी की सुरक्षा ✅ समय से पहले विद्ड्रॉल पर जुर्माना ✅ ब्याज पर टैक्स देनदारी

मौजूदा FD दरें कितनी हैं?

[{"selector":"#anim-3c6a4e46-54a9-4aa9-b735-59a70d020204","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-21f1805e-8448-433e-92bc-23ec06455766","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 🏦 बड़े बैंक: 6.5% - 7.4% 🏦 स्मॉल फ़ाइनेंस बैंक: 9% तक

FD के विकल्प कौन से हैं?

[{"selector":"#anim-4ff77d89-095d-4b13-89f9-68368bae2638","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-138c8f67-4a2d-4197-b9d1-9bf84e8116b0","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 💡 डेट फ़ंड्स – बेहतर रिटर्न और लिक्विडिटी 📈 शॉर्ट ड्यूरेशन फ़ंड्स 📊 टारगेट मैच्योरिटी फ़ंड्स

डेट फंड्स के फ़ायदे

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FD बनाम शॉर्ट ड्यूरेशन फंड्स

[{"selector":"#anim-64be0f33-9371-47b0-86b9-6d68b3147130","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-3e5a05fb-5707-4b3d-9718-dc3aefaf65b2","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 📊 1 साल – 70% मामलों में FD से बेहतर 📊 2 साल – 77% मामलों में बेहतर 📊 3 साल – 72% मामलों में बेहतर

क्या TMF बेहतर विकल्प है?

[{"selector":"#anim-1839f6a2-fec8-4aa3-a168-84cc3ecc7dc3","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-b845cb9a-77b9-4563-9ff6-d0612b146572","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 🔹 यील्ड टू मैच्योरिटी (YTM): 6.9% - 7.1% 🔹 FD जितना सुरक्षित, लेकिन लिक्विडिटी ज़्यादा

निवेश से पहले ये रिस्क समझें

[{"selector":"#anim-1700f609-fd9a-4e1c-bc36-66677e8b65f0","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-2138c4ee-6900-498e-80d7-b626724d38c5","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] ⚠ ब्याज दर का रिस्क ⚠ क्रेडिट रिस्क – AAA रेटेड बॉन्ड बेहतर

आपकी निवेश रणनीति क्या होनी चाहिए?

[{"selector":"#anim-093bc7a5-4e8d-4fc2-96dc-172b990c65f8","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-5d58668e-6928-4cb7-97b7-0534310c338a","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] 💰 सुरक्षा चाहते हैं? – अभी FD करें 📈 लचीलापन और ऊंचा रिटर्न चाहते हैं? – डेट फ़ंड्स चुनें

🚨 डिस्क्लेमर

[{"selector":"#anim-00d31602-8615-4a47-bcd2-8ba3107a7410","keyframes":{"transform":["scale(1)","scale(1.4)","scale(0.96)","scale(1)"],"offset":[0,0.33,0.66,1]},"delay":0,"duration":1450,"easing":"ease-in-out","fill":"both","iterations":1}] [{"selector":"#anim-1527998f-743f-458c-b285-c4c96f99020c","keyframes":{"opacity":[0,1]},"delay":0,"duration":600,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] याद रखें, निवेश एक गंभीर फ़ैसला है. सही जानकारी और प्लानिंग से ही बेहतर कल की शुरुआत होती है. इस लेख का उद्देश्य निवेश से जुड़ी जानकारी देना है, निवेश से पहले एक्सपर्ट की राय ज़रूर लें.

मूल्यवान जानकारी के लिए पढ़ते रहें Value Research Dhanak

[{"selector":"#anim-08000bdb-6b9d-4c25-86a3-57ce40ed6ce1","keyframes":{"opacity":[0,1]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-64a5d125-aad1-4164-8b2b-6e3f1b7feccd","keyframes":{"transform":["translate3d(-125.51724%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":0,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-44d4adfc-6334-48a8-af1b-d17e0c6947dd","keyframes":{"opacity":[0,1]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-bf7c7875-7a24-47aa-ade5-fd30b4ddcf98","keyframes":{"transform":["translate3d(-125.51724%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":200,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-3dfc21ca-fd1b-42c0-b12d-c4efb1c632cf","keyframes":{"opacity":[0,1]},"delay":300,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-5ab66ad9-20e3-4472-b21f-a671bfeee95d","keyframes":{"opacity":[0,1]},"delay":400,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6b3354a1-5208-41e7-af4d-5bfbad342060","keyframes":{"transform":["translate3d(-194.52735%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":400,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-58cfe9e6-ae50-43be-964b-92f979be8462","keyframes":{"opacity":[0,1]},"delay":600,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-6cd23b48-8955-4278-bda3-d029579b6bad","keyframes":{"transform":["translate3d(-125.51724%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":600,"duration":2000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-a6406951-f967-48a5-82be-84173cd479a1","keyframes":{"opacity":[0,1]},"delay":800,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-208a6766-7847-42d9-bd2c-7a35c567ffaf","keyframes":{"transform":["translate3d(-125.51724%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":800,"duration":1000,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-9c73d01a-c8c9-4fde-9e91-248fe3445ce3","keyframes":{"opacity":[0,1]},"delay":900,"duration":2000,"easing":"cubic-bezier(0.4, 0.4, 0.0, 1)","fill":"both"}] [{"selector":"#anim-557db1b3-3c22-4b20-91ca-8c87c2cd0d99","keyframes":{"opacity":[0,1]},"delay":1000,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] [{"selector":"#anim-e03314fb-abe4-4b85-8141-bd27bb1dadc8","keyframes":{"transform":["translate3d(-194.52735%, 0px, 0)","translate3d(0px, 0px, 0)"]},"delay":1000,"duration":600,"easing":"cubic-bezier(0.2, 0.6, 0.0, 1)","fill":"both"}] यहाँ क्लिक करें

FD की दरें घटेंगी? क्या अब निवेश का रुख बदलने का वक्त आ गया है?

FD की दरें घटेंगी? क्या अब निवेश का रुख बदलने का वक्त आ गया है?

क्या FD की दरें घटेंगी?

FD में निवेश: क्या ध्यान दें?

मौजूदा FD दरें कितनी हैं?

FD के विकल्प कौन से हैं?

डेट फंड्स के फ़ायदे

FD बनाम शॉर्ट ड्यूरेशन फंड्स

क्या TMF बेहतर विकल्प है?

निवेश से पहले ये रिस्क समझें

आपकी निवेश रणनीति क्या होनी चाहिए?

🚨 डिस्क्लेमर

मूल्यवान जानकारी के लिए पढ़ते रहें Value Research Dhanak

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