Top-Rated-Funds

बेस्ट म्यूचुअल फ़ंड्स

क्या आप अपनी वेल्थ बढ़ाने के लिए बेस्ट म्यूचुअल फ़ंड्स (Best Mutual Funds) की तलाश कर रहे हैं? वैल्यू रिसर्च हिंदी में, हमने आपके लिए ये काम कर दिया है. विभिन्न कैटेगरीज़ में सबसे अच्छा प्रदर्शन करने वाले म्यूचुअल फ़ंड से जुड़ी हमारी विस्तृत गाइड आपको ऐसे फ़ंड खोजने में मदद करती है जो आपके फ़ाइनेंशियल गोल्स के अनुरूप हों.
चाहे आपका लक्ष्य लंबे समय में पूंजी बढ़ाना हो या आप कम समय के फ़ाइनेंशियल गोल्स के लिए पैसा लगाना चाह रहे हों, हमारी लिस्ट में प्रदर्शन, स्थिरता और जोख़िम प्रबंधन के आधार पर बेस्ट म्यूचुअल फ़ंड शामिल हैं. इसमें शामिल, प्रत्येक म्यूचुअल फ़ंड को हमारी भरोसेमंद फ़ंड रेटिंग दी जाती है, जिससे स्पष्टता और पारदर्शिता सुनिश्चित होती है. हमारा डेटा नियमित रूप से अपडेट किया जाता है, इसलिए आपको सोचा-समझा निवेश का फ़ैसला लेने के लिए बिल्कुल नई जानकारी तक पहुंच हासिल होती है.
आज ही अपने फ़ाइनेंशियल फ़्यूचर को मज़बूती दें. वैल्यू रिसर्च हिंदी के साथ बेस्ट म्यूचुअल फ़ंड खोजें और एक मज़बूत, ज़्यादा डाइवर्सिफ़ाइड पोर्टफ़ोलियो बनाएं.
अगर ख़ास अपने लिए लिस्ट चाहते हैं तो अपनी ज़रूरतों को पूरा करने वाले म्यूचुअल फ़ंड खोजने के लिए हमारे फ़ंड स्क्रीनर टूल को आज़माएं.

फ़ंड्स
रेटिंग
रिस्कोमीटर
रिटर्न
कैटेगरी
हमारी राय
रिटर्न(₹ 1लाख)
रिटर्न %
SIP रिटर्न (₹ 10K/M)
रिटर्न %
बेस एक्सपेंस रेशियोो
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,678
4.68
1,23,201
5.40
0.26
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,260
5.26
1,26,639
11.30
0.30
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,396
5.40
1,26,686
11.38
0.13
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,480
2.48
1,22,995
5.05
0.77
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,621
5.62
1,25,048
8.55
0.87
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,023
0.02
1,21,530
2.57
0.67
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

97,459
-2.54
1,19,917
-0.14
0.75
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,733
4.73
1,23,229
5.44
0.35
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,214
5.21
1,26,520
11.09
0.24
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,528
0.53
1,21,358
2.28
0.58
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,295
5.29
1,26,621
11.27
0.07
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,260
0.26
1,21,934
3.25
0.84
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,959
4.96
1,25,165
8.75
0.36
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,622
4.62
1,23,126
5.27
0.34
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,167
5.17
1,26,544
11.13
0.25
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,931
4.93
1,26,371
10.84
0.28
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

99,382
-0.62
1,19,832
-0.28
0.71
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,618
4.62
1,23,158
5.32
0.22
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,046
5.05
1,26,439
10.95
0.26
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,104
4.10
1,26,292
10.70
0.67
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,00,319
0.32
1,21,227
2.06
0.57
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,329
5.33
1,26,653
11.32
0.08
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,549
5.55
1,26,977
11.89
0.23
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,211
5.21
1,26,546
11.14
0.27
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,191
5.19
1,26,554
11.15
0.15
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,365
0.36
1,20,981
1.64
0.58
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,259
5.26
1,26,614
11.25
0.11
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,247
5.25
1,26,608
11.24
0.26
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,189
5.19
1,25,432
9.21
0.49
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,275
5.28
1,26,615
11.26
0.31
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,562
2.56
1,23,106
5.24
0.54
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,05,151
5.15
1,24,999
8.47
0.45
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,01,420
1.42
1,23,341
5.64
0.54
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,01,294
1.29
1,24,426
7.49
0.75
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,11,411
11.41
1,30,096
17.34
0.66
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,471
3.47
1,23,788
6.40
0.67
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,08,473
8.47
1,33,030
22.55
0.56
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,554
4.55
1,25,319
9.02
0.50
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,06,145
6.14
1,28,879
15.20
0.59
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,02,290
2.29
1,23,362
5.67
0.97
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,577
4.58
1,25,371
9.11
0.63
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,747
2.75
1,24,125
6.97
0.77
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,07,642
7.64
1,27,314
12.47
0.72
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,08,857
8.86
1,30,501
18.05
0.50
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,204
3.20
1,23,046
5.13
0.46
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

98,420
-1.58
1,21,212
2.03
0.75
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,373
3.37
1,23,156
5.32
0.58
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

96,782
-3.22
1,19,270
-1.22
0.74
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,630
2.63
1,25,169
8.76
0.89
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,997
3.00
1,24,710
7.97
0.29
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,07,645
7.65
1,26,060
10.30
0.67
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,07,872
7.87
1,27,934
13.55
0.65
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,01,877
1.88
1,27,143
12.17
0.52
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,09,347
9.35
1,31,568
19.94
0.55
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,00,584
0.58
1,25,221
8.85
0.55
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,00,739
0.74
1,23,360
5.67
0.86
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

99,053
-0.95
1,19,614
-0.64
0.53
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,15,352
15.35
1,34,911
25.92
0.73
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,06,341
6.34
1,26,895
11.74
0.98
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,373
4.37
1,26,582
11.20
0.48
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,00,047
0.05
1,20,855
1.43
0.49
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,01,506
1.51
1,22,272
3.82
0.64
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,02,426
2.43
1,22,877
4.85
0.61
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,439
5.44
1,25,276
8.95
0.57
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,02,144
2.14
1,30,469
18.00
0.50
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,07,690
7.69
1,28,031
13.72
0.59
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,09,991
9.99
1,27,485
12.77
0.51
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,076
2.08
1,22,869
4.83
0.42
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,12,051
12.05
1,29,015
15.44
0.64
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,723
5.72
1,27,919
13.52
0.69
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,10,776
10.78
1,31,722
20.21
0.76
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,06,402
6.40
1,28,017
13.69
0.50
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,05,750
5.75
1,28,296
14.18
0.78
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,07,144
7.14
1,26,415
10.91
0.42
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,06,244
6.24
1,29,821
16.85
0.41
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,742
0.74
1,23,730
6.30
0.60
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,11,464
11.46
1,30,242
17.60
0.48
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,06,614
6.61
1,27,782
13.28
0.42
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,764
4.76
1,26,376
10.84
0.61
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,16,941
16.94
1,35,479
26.95
0.55
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,11,427
11.43
1,30,422
17.91
0.89
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,09,272
9.27
1,33,221
22.89
0.49
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,07,640
7.64
1,32,640
21.85
0.55
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,08,665
8.66
1,31,002
18.94
0.43
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,07,473
7.47
1,28,462
14.47
0.61
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,07,298
7.30
1,27,830
13.37
0.74
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,12,994
12.99
1,32,919
22.35
0.49
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,889
3.89
1,34,818
25.75
0.23
more setting
4 out of 5 stars
Very High
Below Avg.

unlock fund advisor

1,04,116
4.12
1,30,978
18.90
0.55
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,05,199
5.20
1,31,449
19.73
0.35
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,14,425
14.43
1,43,589
41.88
0.45
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,571
4.57
1,31,405
19.65
0.44
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,09,971
9.97
1,36,429
28.67
0.42
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,12,275
12.27
1,39,179
33.69
0.47
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,622
3.62
1,34,627
25.41
0.17
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,09,254
9.25
1,34,389
24.98
0.43
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,594
3.59
1,30,577
18.19
0.54
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,09,077
9.08
1,34,430
25.06
0.70
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,14,995
15.00
1,37,883
31.32
0.80
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,07,030
7.03
1,26,809
11.59
0.65
more setting
5 out of 5 stars
Very High
Avg.

unlock fund advisor

1,11,835
11.84
1,27,216
12.40
1.03
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,02,374
2.37
1,23,893
6.58
0.63
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

99,278
-0.72
1,19,204
-1.33
0.79
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,132
3.13
1,24,107
6.94
0.55
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,07,325
7.33
1,21,850
3.11
0.35
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

99,796
-0.20
1,22,158
3.63
0.91
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

98,233
-1.77
1,20,229
0.38
0.61
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,12,384
12.38
1,25,475
9.29
0.50
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,01,904
1.90
1,22,883
4.86
0.62
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,884
4.88
1,25,065
8.58
0.92
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,215
0.21
1,22,567
4.32
0.64
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,05,517
5.52
1,25,563
9.44
0.69
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

97,427
-2.57
1,20,763
1.28
0.91
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

98,007
-1.99
1,19,366
-1.06
0.97
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,135
3.13
1,26,097
10.36
0.97
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,960
3.96
1,26,739
11.47
0.93
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,04,791
4.79
1,30,140
17.42
0.63
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,01,977
1.98
1,23,222
5.43
0.87
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

93,515
-6.48
1,17,213
-4.62
0.54
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

99,725
-0.28
1,22,409
4.05
0.79
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,623
2.62
1,26,095
10.36
0.65
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,08,279
8.28
1,28,382
14.33
0.71
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,631
2.63
1,23,345
5.64
0.33
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,008
4.01
1,25,735
9.74
0.83
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,17,672
17.67
1,37,767
31.11
0.65
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,479
4.48
1,23,860
6.52
0.65
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,821
5.82
1,27,898
13.49
0.67
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,07,296
7.30
1,31,799
20.35
0.86
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,14,760
14.76
1,39,511
34.30
0.76
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,12,695
12.69
1,37,711
31.00
1.01
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

97,619
-2.38
1,20,478
0.80
0.96
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

99,036
-0.96
1,21,284
2.15
0.43
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

95,896
-4.10
1,20,321
0.54
0.59
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,05,429
5.43
1,27,053
12.02
0.63
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,15,510
15.51
1,35,915
27.74
0.64
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,503
4.50
1,25,324
9.03
0.83
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,13,597
13.60
1,35,181
26.41
0.73
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,01,736
1.74
1,22,708
4.56
0.82
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,221
3.22
1,26,209
10.56
0.98
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,08,156
8.16
1,31,126
19.16
0.68
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,02,721
2.72
1,23,683
6.22
0.36
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,03,222
3.22
1,24,670
7.91
0.24
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,03,927
3.93
1,23,859
6.52
0.30
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,02,343
2.34
1,23,385
5.71
0.37
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,04,403
4.40
1,24,015
6.79
0.46
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,03,432
3.43
1,23,070
5.18
0.50
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,04,499
4.50
1,23,983
6.73
0.18
more setting
5 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,062
6.06
1,24,009
6.78
0.32
more setting
4 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,05,976
5.98
1,24,346
7.35
0.29
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,05,400
5.40
1,23,721
6.29
0.17
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,05,765
5.77
1,23,834
6.48
0.33
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,06,355
6.35
1,24,155
7.03
0.38
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,05,843
5.84
1,23,897
6.59
0.32
more setting
4 out of 5 stars
Low to Moderate
Avg.

unlock fund advisor

1,05,523
5.52
1,23,657
6.18
0.24
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,316
6.32
1,23,888
6.57
0.29
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,06,395
6.39
1,23,937
6.65
0.36
more setting
4 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,06,327
6.33
1,23,946
6.67
0.34
more setting
4 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,06,345
6.34
1,23,959
6.69
0.16
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,06,376
6.38
1,23,957
6.69
0.32
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,594
6.59
1,24,064
6.87
0.33
more setting
4 out of 5 stars
Low to Moderate
Avg.

unlock fund advisor

1,06,532
6.53
1,24,061
6.87
0.21
more setting
4 out of 5 stars
Low to Moderate
Avg.

unlock fund advisor

1,06,344
6.34
1,23,907
6.60
0.17
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,495
6.50
1,24,077
6.89
0.20
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,558
6.56
1,24,088
6.91
0.16
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,06,809
6.81
1,24,227
7.15
0.26
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,06,442
6.44
1,24,012
6.76
0.18
more setting
5 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,06,444
6.44
1,24,018
6.77
0.10
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,363
6.36
1,23,955
6.66
0.07
more setting
5 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,06,418
6.42
1,23,995
6.73
0.09
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,414
6.41
1,23,992
6.72
0.12
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,375
6.38
1,23,958
6.67
0.09
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,357
6.36
1,23,962
6.67
0.13
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,373
6.37
1,23,945
6.64
0.13
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,294
6.29
1,23,889
6.55
0.08
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,403
6.40
1,23,993
6.73
0.17
more setting
5 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,06,401
6.40
1,23,989
6.72
0.10
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,378
6.38
1,23,960
6.67
0.19
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,386
6.39
1,23,962
6.67
0.06
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,335
6.34
1,23,932
6.65
0.15
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,296
6.30
1,23,919
6.62
0.10
more setting
4 out of 5 stars
Low to Moderate
High

unlock fund advisor

1,06,371
6.37
1,23,954
6.68
0.09
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,264
6.26
1,23,883
6.56
0.12
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,06,389
6.39
1,23,974
6.72
0.15
more setting
5 out of 5 stars
Low to Moderate
Below Avg.

unlock fund advisor

1,06,474
6.47
1,24,072
6.88
0.14
more setting
5 out of 5 stars
Low
High

unlock fund advisor

1,05,367
5.37
1,23,157
5.31
0.06
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,390
5.39
1,23,164
5.32
0.07
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,339
5.34
1,23,138
5.27
0.04
more setting
5 out of 5 stars
Low
High

unlock fund advisor

1,05,584
5.58
1,23,341
5.62
0.08
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,358
5.36
1,23,153
5.30
0.05
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,395
5.39
1,23,179
5.34
0.06
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,342
5.34
1,23,141
5.28
0.05
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,354
5.35
1,23,151
5.29
0.06
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,322
5.32
1,23,120
5.24
0.09
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,05,348
5.35
1,23,141
5.28
0.07
more setting
5 out of 5 stars
Low
High

unlock fund advisor

1,05,372
5.37
1,23,162
5.31
0.05
more setting
5 out of 5 stars
Moderately High
High

unlock fund advisor

1,06,145
6.14
1,24,559
7.72
0.29
more setting
5 out of 5 stars
Low to Moderate
Avg.

unlock fund advisor

1,05,744
5.74
1,23,550
5.99
0.14
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,04,796
4.80
1,23,904
6.60
0.30
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,05,329
5.33
1,24,203
7.11
0.53
more setting
4 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,04,519
4.52
1,23,697
6.25
0.74
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,05,739
5.74
1,23,937
6.65
0.29
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,05,628
5.63
1,24,096
6.93
0.28
more setting
5 out of 5 stars
Low to Moderate
Avg.

unlock fund advisor

1,05,743
5.74
1,23,605
6.09
0.25
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,06,062
6.06
1,23,893
6.58
0.21
more setting
5 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,046
6.05
1,24,085
6.91
0.31
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,05,327
5.33
1,23,640
6.15
0.31
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,05,341
5.34
1,23,759
6.35
0.31
more setting
4 out of 5 stars
Moderately High
Above Avg.

unlock fund advisor

1,12,836
12.84
1,27,924
13.54
0.67
more setting
4 out of 5 stars
High
Above Avg.

unlock fund advisor

1,08,452
8.45
1,25,375
9.12
0.68
more setting
4 out of 5 stars
Moderately High
Avg.

unlock fund advisor

1,06,891
6.89
1,24,140
7.00
0.68
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,07,945
7.95
1,25,682
9.65
0.24
more setting
4 out of 5 stars
Moderately High
Above Avg.

unlock fund advisor

1,07,816
7.82
1,24,980
8.44
0.50
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,05,668
5.67
1,24,040
6.83
0.30
more setting
5 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,06,181
6.18
1,23,904
6.60
0.18
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,05,717
5.72
1,23,852
6.51
0.33
more setting
4 out of 5 stars
Low to Moderate
Below Avg.

unlock fund advisor

1,05,081
5.08
1,23,220
5.43
0.18
more setting
5 out of 5 stars
Low to Moderate
Above Avg.

unlock fund advisor

1,05,709
5.71
1,23,642
6.15
0.18
more setting
4 out of 5 stars
Low to Moderate
Below Avg.

unlock fund advisor

1,06,126
6.13
1,23,789
6.40
0.21
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,06,198
6.20
1,23,948
6.67
0.23
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,871
6.87
1,24,268
7.22
0.26
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,211
6.21
1,23,877
6.55
0.20
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,04,351
4.35
1,24,541
7.69
0.37
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,06,934
6.93
1,27,006
11.94
0.45
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,02,550
2.55
1,23,429
5.79
0.13
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,04,525
4.52
1,24,244
7.18
0.53
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,03,332
3.33
1,23,910
6.61
0.39
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,04,739
4.74
1,24,452
7.54
0.49
more setting
4 out of 5 stars
Moderate
High

unlock fund advisor

1,04,760
4.76
1,23,967
6.71
0.13
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,03,581
3.58
1,23,691
6.24
0.40
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,04,317
4.32
1,24,156
7.03
0.57
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,07,886
7.89
1,26,670
11.35
0.48
more setting
4 out of 5 stars
Very High
High

unlock fund advisor

1,08,797
8.80
1,31,268
19.41
0.67
more setting
5 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,719
2.72
1,23,288
5.55
0.41
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

99,486
-0.51
1,22,147
3.61
1.17
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,04,541
4.54
1,23,048
5.14
0.77
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,07,997
8.00
1,27,107
12.11
0.65
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

97,768
-2.23
1,21,977
3.32
0.74
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,368
5.37
1,25,660
9.61
0.44
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,00,141
0.14
1,21,255
2.10
0.41
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,02,808
2.81
1,23,145
5.30
0.92
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,558
4.56
1,25,215
8.84
0.60
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,00,533
0.53
1,21,872
3.14
0.97
more setting
4 out of 5 stars
Moderately High
Above Avg.

unlock fund advisor

1,05,372
5.37
1,24,061
6.87
0.82
more setting
4 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,02,882
2.88
1,22,753
4.64
0.99
more setting
4 out of 5 stars
Moderately High
Avg.

unlock fund advisor

1,04,168
4.17
1,23,559
6.01
0.51
more setting
5 out of 5 stars
High
Above Avg.

unlock fund advisor

1,05,009
5.01
1,23,617
6.11
0.80
more setting
4 out of 5 stars
Moderately High
High

unlock fund advisor

1,06,604
6.60
1,24,457
7.54
0.79
more setting
4 out of 5 stars
High
High

unlock fund advisor

1,03,139
3.14
1,23,043
5.13
0.49
more setting
5 out of 5 stars
High
Avg.

unlock fund advisor

1,07,248
7.25
1,24,455
7.54
0.85
more setting
5 out of 5 stars
Moderately High
High

unlock fund advisor

1,05,318
5.32
1,23,919
6.62
0.24
more setting
5 out of 5 stars
Moderately High
High

unlock fund advisor

1,07,462
7.46
1,28,157
13.94
0.74
more setting
4 out of 5 stars
High
Above Avg.

unlock fund advisor

1,04,914
4.91
1,24,283
7.25
0.86
more setting
4 out of 5 stars
Low to Moderate
Below Avg.

unlock fund advisor

1,04,824
4.82
1,23,275
5.52
0.15
more setting
4 out of 5 stars
Moderate
Avg.

unlock fund advisor

1,03,220
3.22
1,22,604
4.38
0.59
more setting
5 out of 5 stars
Moderate
Above Avg.

unlock fund advisor

1,07,860
7.86
1,25,606
9.51
0.54
more setting
5 out of 5 stars
Moderate
High

unlock fund advisor

1,12,323
12.32
1,27,932
13.54
0.57
more setting
4 out of 5 stars
Low to Moderate
Below Avg.

unlock fund advisor

1,03,374
3.37
1,22,108
3.54
0.43
more setting
4 out of 5 stars
Moderately High
High

unlock fund advisor

1,05,805
5.80
1,23,616
6.10
0.57
more setting
4 out of 5 stars
Moderately High
Avg.

unlock fund advisor

1,04,518
4.52
1,22,541
4.28
0.65
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,06,711
6.71
1,24,088
6.91
0.27
more setting
4 out of 5 stars
Low
Avg.

unlock fund advisor

1,06,654
6.65
1,24,039
6.83
0.26
more setting
4 out of 5 stars
Low
Avg.

unlock fund advisor

1,06,670
6.67
1,24,079
6.89
0.33
more setting
5 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,06,786
6.79
1,24,108
6.94
0.34
more setting
4 out of 5 stars
Low
High

unlock fund advisor

1,06,546
6.55
1,23,840
6.49
0.22
more setting
4 out of 5 stars
Low
Avg.

unlock fund advisor

1,06,689
6.69
1,24,076
6.89
0.32
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,06,703
6.70
1,24,086
6.91
0.13
more setting
4 out of 5 stars
Low
Above Avg.

unlock fund advisor

1,07,025
7.02
1,24,211
7.12
0.10
more setting
4 out of 5 stars
Low
Avg.

unlock fund advisor

1,06,533
6.53
1,23,960
6.69
0.35
more setting
5 out of 5 stars
Low
High

unlock fund advisor

1,06,833
6.83
1,24,195
7.09
0.20
more setting
5 out of 5 stars
Low
High

unlock fund advisor

1,06,774
6.77
1,24,096
6.92
0.26
more setting
4 out of 5 stars
Low
Avg.

unlock fund advisor

1,06,564
6.56
1,23,974
6.71
0.24
more setting
5 out of 5 stars
Low
High

unlock fund advisor

1,07,137
7.14
1,24,390
7.43
0.41
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,05,948
5.95
1,26,028
10.24
0.60
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,03,803
3.80
1,23,425
5.78
0.72
more setting
4 out of 5 stars
Moderately High
Avg.

unlock fund advisor

1,05,796
5.80
1,24,671
7.91
0.57
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,01,828
1.83
1,22,482
4.18
0.46
more setting
5 out of 5 stars
High
High

unlock fund advisor

1,02,043
2.04
1,22,584
4.35
0.82
more setting
5 out of 5 stars
Very High
High

unlock fund advisor

1,01,283
1.28
1,22,008
3.37
0.64
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,06,260
6.26
1,24,129
6.98
0.72
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,511
4.51
1,24,044
6.83
0.61
more setting
4 out of 5 stars
Very High
Avg.

unlock fund advisor

1,04,964
4.96
1,24,708
7.97
0.54
more setting
5 out of 5 stars
Very High
High

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1,00,712
0.71
1,24,494
7.60
0.72
more setting
4 out of 5 stars
Very High
Above Avg.

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1,03,898
3.90
1,22,895
4.88
0.60
more setting
4 out of 5 stars
Very High
Above Avg.

unlock fund advisor

1,04,007
4.01
1,24,620
7.82
0.53
more setting
4 out of 5 stars
Low
Low

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1,06,650
6.65
1,24,546
7.70
0.42
more setting
4 out of 5 stars
High
Below Avg.

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1,07,435
7.43
1,24,246
7.18
0.12
more setting
5 out of 5 stars
Very High
Above Avg.

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1,07,477
7.48
1,23,483
5.88
0.54
more setting
4 out of 5 stars
Very High
High

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1,14,339
14.34
1,26,628
11.34
0.27
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4 out of 5 stars
Very High
Above Avg.

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1,09,069
9.07
1,25,735
9.74
0.08
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5 out of 5 stars
Very High
High

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1,20,598
20.60
1,32,707
21.97
0.51
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4 out of 5 stars
Very High
Avg.

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1,11,800
11.80
1,26,007
10.21
0.51
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5 out of 5 stars
High
Avg.

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1,13,148
13.15
1,26,881
11.72
0.40
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4 out of 5 stars
High
Low

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1,42,311
42.31
1,28,138
13.90
0.15
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4 out of 5 stars
High
Low

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1,40,971
40.97
1,27,815
13.34
0.10
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4 out of 5 stars
High
Above Avg.

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1,43,433
43.43
1,28,762
15.00
0.03
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4 out of 5 stars
High
Avg.

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1,42,773
42.77
1,28,089
13.82
0.21
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5 out of 5 stars
High
Above Avg.

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1,43,099
43.10
1,28,502
14.54
0.13
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बेस्ट म्यूचुअल फ़ंड क्यों चुनें?

  • म्यूचुअल फ़ंड में निवेश आपको लंबे समय के दौरान पूंजी जोड़ने से लेकर छोटी अवधि में धन की स्थिरता देने तक कई तरह के लक्ष्य हासिल करने में मदद करता है. हज़ारों विकल्प होने के कारण, ऐसे फ़ंड की पहचान मुश्किल हो सकती है जो लगातार रिटर्न देते हों और आपके उद्देश्यों से मेल खाते हों. यहीं शुरू होती है हमारी भूमिका.

  • हम प्रदर्शन की स्थिरता, रिस्क से एडस्ट किए रिटर्न और फ़ंड मैनेजर की दक्षता जैसे अहम पैमानों पर फ़ंड का मूल्यांकन करते हैं. हमारा तरीक़ा पारदर्शिता बढ़ाता है, ताकि आपके लिए ऐसे फ़ंड चुनना आसान हो जाए जो भरोसे और ग्रोथ की क्षमता रखते हों.

  • One figure worth noting for first-time investors: according to AMFI’s January 2026 investor trends report, only 28.4 per cent of retail investor assets were held in direct plans. The remaining 71.6 per cent of retail assets were still invested via distributor (regular plan) routes – a gap that has direct compounding consequences over long horizons (see Section 3 below).

हम निवेश के लिए बेस्ट म्यूचुअल फ़ंड कैसे चुनते हैं

  • किसी भी फ़ंड को परखने हमारी प्रक्रिया कड़ी और पारदर्शी है और इन प्रमुख सिद्धांतों का पालन करती है:

  • वैल्यू रिसर्च फ़ंड रेटिंग: एक स्टार-आधारित सिस्टम है जो रिस्क से एडजस्ट किए रिटर्न और प्रदर्शन की स्थिरता के लिए फ़ंड का मूल्यांकन करती है.

  • लॉन्ग-टर्म परफ़ॉर्मेंस: पांच या ज़्यादा सालों के दौरान लगातार रिटर्न का ट्रैक रिकॉर्ड रखने वाले फ़ंड.

  • रिस्क-एडजस्टेड रिटर्न: ऐसे फ़ंड पर ध्यान दिया जाता है जो रिस्क के मुक़ाबले ऊंचा रिटर्न देते हैं.

  • पोर्टफ़ोलियो क्वालिटी: ग्रोथ और स्थिरता के हिसाब से डाइवर्स पोर्टफ़ोलियो वाले फ़ंड.

तलाश के लिए कैटेगरी

  • हमने कई तरह की फ़ाइनेंशियल ज़रूरतों को पूरा करने के लिए कई कैटेगरी में बेस्ट फ़ंड्स की पहचान की है:

  • इक्विटी फ़ंड: लंबे समय के लिए धन बनाने और मुद्रास्फ़ीति को मात देने के लिए आदर्श

  • डेट फ़ंड: छोटी अवधि में स्थिरता और कम रिस्क के लिए सही

  • हाइब्रिड फ़ंड: ग्रोथ और स्थिरता चाहने वालों के लिए संतुलित विकल्प

आज ही निवेश शुरू करें

  • Under SEBI’s revised February 2026 framework, mutual funds in India are now organised into 40 categories. The table below covers the categories most relevant to retail investors, updated to reflect the new structure:

Category Suitable For Min. Equity (SEBI 2026) Typical Horizon Risk Level
Large Cap EquityCore portfolio, first-time equity investors80 per cent in the top 100 cos.5+ yearsModerate-High
Flexi Cap EquityActive allocation across all market caps65 per cent equity min.5+ yearsModerate-High
Large & Mid CapBlended exposure to top 200 companies35 per cent large + 35 per cent mid5+ yearsModerate-High
Mid Cap EquityHigher growth, higher volatility80 per cent in top 101–250 cos.7+ yearsHigh
Small Cap EquitySatellite allocation, experienced investors80 per cent in companies beyond top 2507–10+ yearsVery High
Multi-Cap EquityDiversified across all caps, min 25 per cent each25 per cent large + 25 per cent mid + 25 per cent small5+ yearsHigh
ELSS (Tax-Saving)Section 80C savings + equity; 3-yr lock-in80 per cent equity min.3+ years (lock-in)Moderate-High
Aggressive HybridFirst-time equity investors, stability + growth65–80 per cent equity5+ yearsModerate-High
Debt: Short DurationShort-term parking, 1–3 year horizonN/A (debt only)1–3 yearsLow-Moderate
Debt: LiquidEmergency corpus, idle cash managementN/A (debt only)Up to 3 monthsLow
Index Funds / ETFsLow-cost passive market participationTracks index (95 per cent+)5+ yearsModerate-High
Life Cycle Funds (NEW – 2026)Long-term goal-based investing with auto glide pathGlide path: starts high equity, shifts to debt10+ yearsStarts High, Reduces Over Time

अभी अपने बेस्ट म्यूचुअल फ़ंड खोजें

  • The Fund Screener translates your financial goal into a shortlist in three steps.

  • टॉप परफ़ॉरेमेंस वाले म्यूचुअल फ़ंड की एहतियात तैयार की गई हमारी लिस्ट देखें और अपने फ़ाइनेंशियल सफ़र की कमान अपने हाथों में लें. आप चाहे एक अनुभवी निवेशक हों या शुरुआत कर रहे हों, हमारी जानकारियां और टूल्स आपको सोचे-समझे फ़ैसले लेने में मदद करेंगे.

  • आज ही अपने लिए बेस्ट म्यूचुअल फ़ंड खोजें और एक ऐसे पोर्टफ़ोलियो की शुरुआत करें जिस पर आप भरोसा कर सकें.

  • Step 3 – Verify the direct plan and expense ratio. For equity funds, a direct plan expense ratio above 1.2 per cent is worth questioning. For index funds, above 0.25 per cent in the direct plan is expensive relative to market benchmarks. If the fund you are looking at is listed only in the regular plan column, you may be viewing a distributor-facing interface – switch to direct.

SIP vs lump sum in 2026: what a 25-year study shows

  • A Systematic Investment Plan (SIP) invests a fixed rupee amount in a chosen fund at regular intervals. For a full explanation, including step-up SIPs and pause mechanics, see the Value Research guide What is an SIP and how does it work?.

  • AMFI data shows SIP contributions crossed Rs 32,087 crore in March 2026 – up from Rs 29,845 crore in February. This sustained SIP momentum during a market correction (the industry AUM fell by over 10 per cent in March due to equity mark-to-market losses) directly illustrates the core advantage of SIPs: investors continued systematic investing through volatility rather than waiting for a recovery.

  • Value Research’s 25-year SIP study found that for equity SIPs with 7-year or longer horizons, negative-return outcomes were rare regardless of market entry point. For horizons under 5 years in equity, return outcomes were significantly more variable. This is why equity mutual funds are generally unsuitable for goals with a timeline under five years.

  • For investors with a lump sum, a Systematic Transfer Plan (STP) – parking the lump sum in a liquid fund and transferring a fixed amount to an equity fund each month – provides rupee cost averaging while keeping idle money earning a return.

Mutual fund taxation in FY 2026–27: Current applicable rules

  • Union Budget 2026 made no changes to capital gains tax rates on mutual funds. The framework established by the Finance Act 2024 (effective 23 July 2024) continues to apply for FY 2026–27:

Fund Type Holding Period Tax Treatment (FY 2026-27)
Equity-oriented funds (≥65 per cent in Indian equity)≤12 months (STCG)20 per cent + cess & surcharge
Equity-oriented funds (≥65 per cent in Indian equity)>12 months (LTCG)12.5 per cent on gains above Rs 1.25 lakh p.a. No indexation benefit
ELSS funds>36 months (mandatory lock-in)12.5 per cent LTCG on gains above Rs 1.25 lakh p.a.
Debt funds (≤35 per cent equity, bought after 1 Apr 2023)Any periodTaxed at income slab rate (no LTCG/STCG distinction)
Aggressive Hybrid (65–80 per cent equity)≤12 months (STCG)20 per cent + cess & surcharge
Aggressive Hybrid (65–80 per cent equity)>12 months (LTCG)12.5 per cent on gains above Rs 1.25 lakh p.a.
  • Important note for SIP investors: each SIP instalment is a separate purchase with its own holding period. When you redeem, older instalments may qualify as LTCG while recent ones may be STCG – a single redemption can contain both components. Tax is assessed in instalments using the FIFO (first-in, first-out) method.

  • ELSS investors under the Old Tax Regime can claim a deduction of up to Rs 1.5 lakh under Section 80C on the invested amount, in addition to the LTCG treatment on gains after the 3-year lock-in.

बेस्ट म्यूचुअल फ़ंड्स पर कुछ आम सवाल

म्यूचुअल फ़ंड पेशेवर तरीक़े से मैनेज किए जाने वाले निवेश का तरीक़ा हैं जो निवेशकों से पैसा इकट्ठा करके स्टॉक, बॉन्ड या दूसरी सिक्योरिटीज़ का एक डाइवर्स पोर्टफ़ोलियो बनाते हैं. वे शॉर्ट-टर्म और लॉन्ग-टर्म दोनों तरह के लक्ष्य पाने के लिए आदर्श हैं, और डाइवर्सिफ़िकेशन, लिक्विडिटी के साथ-साथ पेशेवर मैनेजमेंट का फ़ायदा देते हैं. म्यूचुअल फ़ंड हर तरह के निवेशकों के लिए एक शानदार विकल्प हैं.

आपके लिए सबसे अच्छे फ़ंड आपके फ़ाइनेंशियल गोल, रिस्क उठाने की क्षमता और निवेश की अवधि पर निर्भर करते हैं. लंबी अवधि के लिए धन पैदा के लिए, लार्ज-कैप इक्विटी फ़ंड, फ़्लेक्सी-कैप फ़ंड या इंडेक्स फ़ंड के बारे में विचार करें. अगर आप स्थिरता चाहते हैं, तो डेट फ़ंड या बैलेंस्ड हाइब्रिड फ़ंड बेहतरीन विकल्प हैं. वैल्यू रिसर्च ,में, हम आपको सबसे अच्छा विकल्प चुनने में मदद करने के लिए प्रदर्शन, स्थिरता और रिस्क के आधार पर फ़ंड्स को क्यूरेट और रेट करते हैं.

आप पोर्टफ़ोलियो ट्रैकर जैसे टूल का इस्तेमाल करके आसानी से अपने म्यूचुअल फ़ंड के प्रदर्शन को ट्रैक कर सकते हैं. यह टूल आपको रिटर्न पर नज़र रखने, ऐतिहासिक प्रदर्शन का विश्लेषण करने और अपने निवेश पर नजर रखने के लिए अलग-अलग कैटेगरी के फ़ंड्स की तुलना करने की सुविधा देता है.

म्यूचुअल फ़ंड में बाज़ार से जुड़े रिस्क होते हैं, लेकिन डाइवर्सिफ़िकेशन किसी एक एसेट के प्रदर्शन के असर को कम करने में मदद करता है. रिस्क से बचने वाले निवेशकों के लिए, डेट फ़ंड, लिक्विड फ़ंड या अग्रेसिव हाइब्रिड फ़ंड अपेक्षाकृत सुरक्षित निवेश का विकल्प देते हैं. याद रखें, अपने लक्ष्यों और निवेश की अवधि के साथ मेल खाने वाले फ़ंड्स का चुनाव रिस्क को कम करने में अहम है.

हां, ज़्यादातर म्यूचुअल फ़ंड किसी भी समय धन निकालने की अनुमति देते हैं, जिससे आपको लिक्विडिटी मिलती है. हालांकि, कुछ फ़ंड, जैसे ELSS (इक्विटी लिंक्ड सेविंग स्कीम) में लॉक-इन होता है, और कुछ फ़ंड जल्दी रिडीम करने के लिए एग्ज़िट लोड चार्ज कर सकते हैं. इस ख़र्च से अनजान न रहने के लिए फ़ंड की शर्तों को हमेशा ध्यान से पढ़ें.

वैल्यू रिसर्च हिंदी के साथ बेहतर निवेश विकल्प चुनें - आपकी फ़ाइनेंशियल प्लानिंग में आपका भरोसेमंद साथी.

No. NAV (Net Asset Value) is simply the per-unit value of a fund's portfolio on a given day. A fund with a NAV of Rs 500 and one with a NAV of Rs 50 can have identical expense ratios and identical costs to the investor. What makes a fund costly to own is a high expense ratio, not its NAV. The belief that NFOs (new fund offers) with a low NAV of Rs 10 are common is a common false belief with no basis in fund economics.

For most retail investors holding diversified equity or hybrid funds, the February 2026 circular does not require immediate action. The removal of solution-oriented schemes (children's and retirement funds) is the main category affecting existing SIPs. If you hold such a fund, your fund house will write to you with merger details before the scheme closes to fresh investments. The 80 per cent equity mandate for large-cap, mid-cap, and small-cap funds reinforces rather than changes the existing category behaviour.

Yes, but switching is treated as a redemption and fresh purchase for tax purposes. For equity funds held over 12 months, LTCG above Rs 1.25 lakh is taxed at 12.5 per cent under the current applicable law. For holdings under 12 months, STCG is taxed at 20 per cent. The long-term cost savings from the direct plan typically outweigh the one-time tax on switching for investors with long remaining horizons, but this depends on your specific corpus, gain, and tax position. Consult a SEBI-registered investment adviser before switching.

Holding more than 5–7 equity funds rarely adds diversification – it adds complexity and overlap. A flexi-cap fund already invests across large, mid, and small caps; adding separate large-cap and mid-cap funds on top typically replicates the same exposure at higher combined cost. Use the Fund Compare tool to check portfolio overlap before adding any new fund to your portfolio.

No mutual fund in India – equity, debt, or hybrid – offers guaranteed returns. SEBI regulations explicitly prohibit mutual funds from assuring any specific return. Even liquid and overnight funds, while the lowest-risk mutual fund categories, carry credit risk and are not capital-guaranteed. Be wary of any communication implying a guaranteed return from a mutual fund.